NOTE: Notwithstanding any other provision of this or any other University (College) publication, the University (College) reserves the right to make changes in tuition, fees, and other charges at any time such changes are deemed necessary by the University (College) and the University System of Maryland Board of Regents.

Current tuition and fees are listed on the University of Maryland Student Accounts Web page at www.fincsvc.umaryland.edu/sa/tuition.cfm. The University's program or equivalent insurance coverage is required of all dental students in addition to the student health fee.

Enrollment deposits are credited toward tuition at registration, but will not be refunded in the event of failure to enroll.

Campus fees are used to fund activities sponsored by the University Student Government Association, support the cost of the shuttle system (the Caravan), which transports students to local neighborhoods, meet the costs for various student activities, student publications, and cultural programs within the Dental School, and for expansion of various campus facilities that are not funded or are funded only in part from other sources.

The application and/or matriculation fee partially defrays the cost of processing applications for admission and enrollment data in the professional schools. These are not refundable. The application fee is applied against the matriculation fee for accepted students.

Association membership fees cover yearly membership in student professional organizations - American Student Dental Association (ASDA) or Student American Dental Hygienists' Association (SADHA).

The Central Materials Service fee covers the rental of instrument cassettes, enhyancement items, and other instruments used to practice dentistry.  The handpiece lease covers the rental of electric handpieces and piezo scalers.

The Board fee covers the cost of materials used for required competency examinations to prepare students for regional board examinations.

The dental equipment purchase fee covers preclinical laboratory charges for expendable supplies, materials and equipment.

The laundry service charge covers the rental and laundering fee for laboratory coats.

The laptop, notebook and technology fees cover costs for a required computer, software, and technology services and support.

Student liability (malpractice) insurance is charged to all dental, dental hygiene, and advanced dental education students as a condition for enrollment. Information regarding professional coverage for students is available through the Dental School's Office of Clinical Affairs.

Hospitalization insurance is required of all full-time students. A brief outline of the student hospitalization insurance program is furnished each student. Students with equivalent insurance coverage must provide proof of such coverage at the time of registration and obtain a hospitalization insurance waiver each fall semester.

Disability insurance is required of all dental and dental hygiene students.

The graduation fee is charged to help defray costs involved with graduation and commencement.

Fees for auditors are the same as those charged for courses taken for credit at both the predoctoral and graduate level. Audited credit hours will be added to a student's total credit enrollment to determine whether a student is full- or part-time for tuition and fee assessment purposes.

Special students are assessed tuition and fees in accordance with the schedule for the comparable predoctoral, graduate, or first professional classification.

A service charge of $25 is assessed for dishonored checks and is payable for each check that is returned unpaid by the drawee bank on initial presentation because of insufficient funds, payment stopped, postdating or drawn against uncollected items.

A late registration fee is charged to defray the cost of the special handling involved for those who do not complete their registration on the prescribed days.

The University reserves the right to make such changes in fees and other charges as may be necessary.

The 2009-2010 academic year budget for entering dental students who have Maryland residency and on campus housing is $55,598.  First year Maryland residents who have off-campus housing have a budget of $61,898.  First year dental students who are classified as out-of-state and have on-campus housing have a budget of $81,586.  Out-of-state first year students who live off-campus have a budget of $87,886.  Expenses for dental hygiene students in-state are $28,234; non-resident, $38,060. These figures include tuition, fees, food, lodging and personal expenses, including travel and the costs of instruments, supplies and books. Regional and national board examination fees are approximately $2,480 for dental students and $1,140 for dental hygiene students.

Textbooks

A list of textbooks recommended for first-year courses is mailed to incoming students during the summer before to enrollment. All textbook lists are also on the Dental  School's Web site at http://www.dental.umaryland.edu/dentalstudent/textbookList.html . The campus bookstore stocks these books; students may purchase books there or at other local bookstores. Approximate costs of textbooks and other instructional materials are as follows:

Aid programs are centrally administered by Student Financial Aid, located in the Baltimore Student Union. These programs are designed to help students who otherwise would be financially unable to attend the University. To qualify for aid, the student must apply annually and meet certain eligibility requirements. Students should apply in January for the following academic year using the FAFSA (Free Application for Federal Student Aid).

Aid packages often include a combination of loans, grants, scholarships and work-study designed to meet 100 percent of a student's needs. The student should call Student Financial Aid at 410-706-7347, visit the Financial Aid Web site at www.umaryland.edu/fin/, or stop by for fact sheets that contain detailed information on the application process and types of aid available. The office is open from 8 a.m. until 6 p.m., Monday through Friday.

In an attempt to meet the ever-increasing needs of students, the Maryland General Assembly each year allocates to the University funds earmarked for student assistance. As a result, University grants are available to Maryland residents who demonstrate a financial need. After careful review of the student's current financial situation, awards are made on an individual basis.

American Dental Hygienists' Association Loan Program. Dental Hygiene students may be considered for loans that range from $500 to $1,000 annually. For information, contact the SADHA advisor on the Department of Health Promotion and Policy faculty.

John Carr Emergency Loan Fund. This endowed emergency student loan fund was established in memory of Dr. John Carr, a dedicated member of the faculty, and is available to enrolled dental and dental hygiene students who have an emergency need. All final candidates are required to submit an essay describing their personal and professional reasons for applying for this scholarship. Students selected as entering freshmen shall be eligible for the scholarship each year while enrolled and in good academic standing.

The Edward S. Gaylord Educational Endowment Loan Fund. This fund was established to aid worthy students in securing a dental education.

The Russell Gigliotti Memorial Student Loan Fund. Established in memory of Dr. Russell Gigliotti, an alumnus and dedicated faculty member, this fund provides financial assistance primarily but not exclusively to students in the preclinical years. Any predoctoral dental student who qualifies for financial aid, and who is unable to secure other University financial assistance, is eligible to apply.

The Albert A. Harrington Fund. The New Jersey Alumni Association established this fund in 1954 in memory of Dr. Harrington, a member of the class of 1910. The fund is a source of valuable help in aiding students to solve temporary financial problems.

Lawrence A. Haskins Memorial Student Loan Fund. This fund, honoring the memory of Dr. Haskins, class of 1970, provides loans to deserving students in the Dental School.

The W. K. Kellogg Foundation. During World War II, the foundation granted to this school a fund to provide rotating loans to deserving dental students.

The Wilson B. Lau Memorial Student Loan Fund. Established by his wife to honor the memory of Wilson B. Lau, this revolving student loan fund provides loans to deserving students in the Dental School.

The Sol B. Love Memorial Student Loan Fund. This revolving student loan fund was established by his family to honor the memory of Dr. Sol B. Love, a member of the class of 1961.

Maryland Dental Hygienists' Association. The Maryland Dental Hygienists' Association administers a loan program for qualified senior dental hygiene students. Information is distributed to junior students by the Department of Health Promotion and Policy during the spring semester.

Clyde Virginius Matthews Memorial Loan Fund. This fund provides tuition assistance for deserving dental hygiene students.

The Ronald M. Starr Family Student Loan Fund. This endowed student loan fund was established to honor the family of Dr. Ronald M. Starr, class of 1958, by providing loans to pay tuition and fees to deserving junior and senior dental and dental hygiene students.

The following government, bank and private lender loans also are available to students on the basis of need: Health Professions Student Loan, Perkins Loan, Guaranteed Student Loan, Health Education Assistance Loan and Supplemental Loans. All requirements, interest rates and terms for these loans can be found in the Office of Student Financial Aid brochure.